Clarity for every part of your financial life
For couples, property investors, side hustlers and anyone whose finances have outgrown a simple budget.
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How it works
Three steps from a pile of bank exports to a clear picture of your money.
Set up reports for every part of your life
Organise your money into separate income and expense reports for each part of your life, like household spending, rental properties or a side project. One-click templates get you set up instantly.
Add your accounts
Add your bank and loan accounts and upload each account’s transactions from a CSV or Excel file. Columns are detected automatically, so there’s no fiddly mapping.
Categorise once, relax forever
Categorise transactions into the right reports, with bulk categorisation for similar ones. From then on, Earmarked learns from you and categorises future uploads automatically.
Then comes the fun part: insights
Once your data is categorised, your dashboard shows the bigger picture.
Your data is yours
We think your financial data is your business. Not a product, and not something to be stored on someone else’s server.
Private by design
Everything stays on your device and works fully offline. Only you can access it.
Backup & restore
Download a backup of your database whenever you like, and restore it from a file. Clearing your data automatically saves a backup first.
Why Earmarked?
You start with a simple household budget. Then life happens.
A partner. Kids. A rental property (or three). An investment company. A family trust. Maybe a side hustle.
Suddenly, your finances are scattered across spreadsheets, and you’re spending your weekends learning how to use an accounting software, all just to get a clear picture of where you stand.
That’s where Earmarked comes in.
The structure you need to keep your finances organised as life gets more complicated, with simplicity, security and privacy built in.
Who are we?
We’re a team of accountants and software developers based in Melbourne, Australia. We believe managing your finances shouldn’t require a finance degree, a spreadsheet obsession, or your entire Sunday afternoon.